Concrete load to the employer
The employer must usually contribute to the following social insurances. The employers' contributions are on average based on the following percentages of the relevant wages:
| Old-age insurance (AHV) | 4,20 % |
| Invalidity insurance (IV) | 0,70 % |
| Income replacement (EO) | 0,15 % |
| Unemployment insurance (AVIG) | 1,50 % |
| Family allowance | 1,60 % |
| Accident insurance | 2,00 % |
| Occupational precaution (BVG) | 6,00 % |
| Total | 16,15 % |
Basically the employer pays his share to some of these insurances. Contact for the insurance organs is usually the employer.